Industry News
When it comes to Social Security and Medicare, this is what the nation’s top experts on aging worry about
There was a sliver of good news about Social Security, which turns 90 in August: None of the experts I heard from believe benefits will be cut any time soon for current...
IUL comparison: Mastering the basics
Indexed universal life products have gained momentum in the life insurance industry for good reason. With built-in flexible premiums, tax-advantaged and tax-free growth...
CVS Plans to Exit Obamacare in 2026, Impacting 1 million Aetna Members
CVS Health plans to exit the individual health insurance business also known as Obamacare next year, leaving about 1 million Aetna members in 17 states looking for new coverage...
Bend the Healthcare Cost Curve: Exploring Reforms to Address Rising Federal Spending
While the debate around reform is complex, it presents both challenges and opportunities for all sectors of the healthcare space, including licensed insurance agents and...
Medicare Advantage Insurers Often Use Rewards and Incentives to Encourage Enrollees to Complete Health Risk Assessments (HRAs)
Completing a health risk assessment (HRA) is one of the activities for which insurers may provide a reward or incentive. HRAs are used to collect information about enrollees’...
A Medicaid Per Capita Cap on the ACA Expansion Population: State by State Estimates
The estimated effects of a per capita cap depend highly on what assumptions are made about policy specifications, future growth in Medicaid spending, and states’ responses to...
Mastering the Intersection: How SSDI Benefits Open the Door to Medicare
New research from 2024 has examined the connection between Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and access to health coverage. The...
Dispute involving Affordable Care Act’s preventive care coverage faces Supreme Court
Washington — The Supreme Court on Monday considered a case that could impact whether Americans have to pay out-of-pocket for preventive-care services such as diabetes screenings,...
How Indexing Can Fuel Life Insurance and Annuity Success
Indexed annuities and universal life (IUL) insurance propel the industry to the forefront of retirement strategies. As Americans are gravitating toward financial products that...
Growth Rate for Medicare Advantage Plans Slowed in 2025
Now that the 2025 Medicare Open Enrollment season is finished, over half, 51.5%, of people eligible for Medicare have decided on Medicare Advantage plans (MA), up from 50.8% in...