UnitedHealthcare AdvantageGuard™
Product Overview
Why AdvantageGuard™
Why AdvantageGuard™
Introducing AdvantageGuard, the new Hospital Indemnity product by Golden Rule Insurance Company, a UnitedHealthcare company. With guaranteed issue coverage options for seniors aged 60-741, AdvantageGuard offers flexible, budget-friendly, and competitively priced benefits.
Seniors have the flexibility to choose any healthcare provider they prefer, without being limited by a network. Agents can take advantage of an upfront 12-month commission advancement program.2
AdvantageGuard is a product of an “A+” AM Best rated3 carrier, bearing the historic UnitedHealthcare brand. With features designed to meet the specific needs of seniors and attractive sales benefits for agents, AdvantageGuard may be just the solution for those seeking robust and affordable hospital indemnity coverage.
Product Highlight
- Guaranteed issue options for ages 60-741
- 12-month commission advance2
- Underwritten by Golden Rule Insurance Company, a health insurer with “A+” (Superior) AM Best rating3
- Competitive premiums
- Benefit selection: AdvantageGuard offers flexibility in benefit selection, allowing individuals to choose the coverage options that best meet their needs and budget, and can be tailored to suit different preferences and circumstances.
- No networks – benefits are the same regardless of network or provider
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Disclosures:
1Guaranteed Issue cases must be equal to or less than the GI max allowable base and rider benefit selections. Applications submitted where one or more base or rider benefits exceeds the allowable GI max will be subject to Simplified issue.
212-month Commission Advance is only available through YourFMO.com, LLC. contract.
3Ratings as of 12/09/2022. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.com.
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