Indexed universal life products have gained momentum in the life insurance industry for good reason. With built-in flexible premiums, tax-advantaged and tax-free growth potential, and design flexibility, IULs can serve both protection and accumulation goals, making them a legitimate go-to consideration for a wide range of clients.
But for insurance agents and agency owners, comparing IUL products isn’t always straightforward. Different carriers, index options, fee structures, and illustrated benefits can make the process feel overwhelming, especially for a licensed insurance agent without the right support.