by Agent & Advisor | Apr 3, 2026 | A&A, Industry News, Protection/Income, Wealth
Interest rates are on everyone’s mind right now, and Americans feel the uncertainty. They’re watching the headlines, trying to decide whether they should lock in today’s rates or wait to see what happens next. At the same time, many fixed and indexed annuities look...
by Agent & Advisor | Mar 18, 2026 | A&A, Accumulation & Retirement Income, Health, Industry News, Protection/Income
The “Silver Tsunami” is more than just a demographic shift; it’s a powerful wave of change poised to redefine retirement in America. With an estimated 20% of the U.S. population expected to be 65 or older by 2030, the Baby Boomer generation is entering its golden...
by Agent & Advisor | Mar 11, 2026 | A&A, Industry News, Recruitment, Sales & Marketing
If you started in insurance four years ago, industry statistics suggest there’s only a 15% chance you’re still in the business today. That’s the default state of our industry — a massive revolving door. And with nearly one-third of active advisors expected to retire...
by Agent & Advisor | Mar 9, 2026 | A&A, Health, Industry News, Life Insurance, Protection/Income, Wealth
Indexed universal life (IUL) and fixed indexed annuities (FIAs) have traveled a long road. What started as niche products built to balance safety with growth potential has now matured into one of the most-watched segments in insurance, as market-linked gains, downside...
by Agent & Advisor | Mar 2, 2026 | A&A, Industry News
Indexed universal life (IUL) insurance has surged in popularity over the past decade, but regulators warn that the way these products are illustrated often sets clients up with unrealistic expectations. For years, regulators, actuaries, and consumer advocates have...
by Agent & Advisor | Feb 11, 2026 | A&A, Industry News, Protection/Income, Wealth
Every day, more than 11,000 Americans turn 65 — the most significant wave of retirees in U.S. history. But instead of celebrating, many are hitting pause. Nearly one-third of Peak 65 consumers (ages 61-65) say they’re considering delaying retirement due to worries...
