Retirement conversations are shifting, and you can hear it in the questions clients are asking. Instead of focusing only on returns, more people are getting straight to security: “Will my income last as long as I do?”
Market swings, inflation, and longer life expectancies have made that question hard to ignore. That’s why guaranteed* retirement income options, including fixed or fixed indexed annuities (FIAs) and income riders, are appearing more often in retirement conversations, not as a replacement for growth, but to steady the boat in uncharted economic waters. ARTICLE