Healthinsurance.org is reviewing proposed — and as they become available, approved — individual market premium increases for 2027 (see chart below; rates have been finalized in about two-thirds of the states as of mid-October 2026). The median proposed increase for 2027 was about 15%, before any subsidies are applied.1 And including final rates for about half of the states, the weighted average rate increase is also sitting at about 15%. ARTICLE
