Auto-renewing without proper checking could cost enrollees hundreds more.

Medicare’s annual open enrollment begins Oct. 15, 2026, giving more than 70 million Americans a chance to review their coverage for 2027.

But most beneficiaries don’t actively shop around. Nearly 70% stay in the same plan from year to year without comparing alternatives, according to a 2024 analysis by KFF, a nonpartisan health policy research organization.  This year, however, there are several reasons beneficiaries may want to take a closer look.   ARTICLE