Every day, more than 11,000 Americans turn 65 — the most significant wave of retirees in U.S. history. But instead of celebrating, many are hitting pause. Nearly one-third of Peak 65 consumers (ages 61-65) say they’re considering delaying retirement due to worries about inflation, market volatility, and the future of Social Security.
This hesitation is reshaping how financial professionals approach retirement conversations. Immediate and fixed annuities are gaining renewed attention as tools to deliver steady, predictable income and help people step into retirement on time, rather than pushing it off. ARTICLE