Until fairly recently, employer-sponsored health benefits for Medicare-age retirees were typically designed to supplement, wrap around or coordinate with traditional Medicare. These plans often cover some or all of Medicare’s coinsurance and deductibles, and sometimes cover other benefits not covered by Medicare, such as dental and vision. Over the past few years, many states have shifted their approach and are now fulfilling their retiree health obligations by offering coverage through Medicare Advantage plans, mirroring a similar trend observed among large employers who have been shifting their retiree coverage to Medicare Advantage. ARTICLE
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